We make it SIMPLE & EASY

Remember...these funds are only held for a short period of time. After that time expires, then the state gets to lawfully keep them for their own uses.

Many homeowners are unaware that they are entitled to foreclosure refunds from their property after a foreclosure auction has taken place. Foreclosure overage occurs when a property that was foreclosed on is sold by a lender or government agency at an auction for more than what was owed from unpaid property taxes or mortgage loans. By law, this amount should be awarded to the prior most recent owner of the property.

The government agency attempts to notify the previous owner of the property regarding the funds after the sale is complete. However, if the person has moved due to the foreclosure or relocated to a different state, they often are unaware of the remaining surplus funds.

Our team audits hundreds of government agencies throughout the country to find these funds that are owed to previous owners. We then attempt to contact the previous owners offering our services to help them recover these funds by researching, filling a claim, and working with the government agencies on the previous owners behalf.

We are experts in State and Governmental unclaimed funds working to help individuals recover overages. We help homeowners recover overage (surplus funds) after a foreclosure auction. Millions of dollars in excess funds are left unclaimed due to lack of information. Working with our dedicated team allows you to navigate the complicated process of foreclosure refund recovery by relying on our knowledge and experience to ensure your receive the maximum refund award in a timely manner.

Foreclosure rules vary by state and county, but if your house ended up being auctioned, there’s the possibility that the winning bidder paid more than the amount of debt you owed to the bank. In that case and in most states, any surplus then would go to the former owner, YOU!

Step 1

We audit government agencies to locate possible foreclosure refunds, research any liens that could possibly impact the amount to be claimed, and determine who the legal claimant is. When the refund has been verified, we locate the legal claimant and contact them offering our services. Call, email, or complete our contact form if you recently experienced a foreclosure. We will answer any questions that you have, then begin the process of finding any funds available to you.

Step 2

We send our clients a few necessary documents required to begin working on their behalf on filing and processing their claim to begin recovering their funds.

Step 3

Client reviews the documents, completes and signs the documents where needed and returns the documents to us.

Step 4

Once we receive the completed documents we will put the complete claim package together and file the claim with the proper agency. We continually follow up with the agency throughout the process to keep the claim moving forward and to respond to any additional requests made by the agency to ensure the claim is awarded in a timely manner.

Step 5

The agency approves your claim, we notify you and send you your check!

Timeframe: Once we get your signed paperwork, we will file your claim with the appropriate government agency. ​Foreclosure laws vary by state to state and each government agency has different procedures and timelines.  Depending on the agency and the type of claim it typically takes between 60-120 days to process a claim. We work as efficiently and quickly as possible and will notify you if a refund is available sooner.